Bank of Hiawassee, Blairsville, Blue Ridge - Chatuge Bank Shares, Inc. Companies Hiawassee, Blairsville, & Blue Ridge Georgia  
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Personal Lending Services

It’s about your goals and dreams. Our competitive rates and personal service can help you achieve them.

Checking | Savings | Personal Loans | Debit/ATM | Certificates of Deposit

 

Home Mortgage Loans

You CAN build your dream home. We make it easy with:

  • Competitive interest rates
  • Experienced loan professionals to help you find the best loan for you
  • Fixed and adjustable rate options
  • In-house and secondary market (FNMA)
  • Low document loans available
  • Primary residences as well as second homes and investment property

Home Equity Loans

It’s an affordable way for you to borrow for almost anything. You can use it for a variety of purposes and the interest you pay may be 100% tax deductible.*

  • Write yourself a loan when needed or get a lump sum now
  • Interest may be tax-deductible*
  • Low rates and flexible repayment plans**
  • Use the money for any purpose—consolidating your high-interest debts, your dream vacation, a new car, college tuition, your daughter’s wedding, or home remodeling.

* Consult your tax advisor to determine tax deductibility.
**Subject to approval.

 
 

Home Improvement Loans

You can add value to your property and enjoyment to your life.

  • Loans are available for almost any purpose, like a pool, new kitchen or bath, garage or an addition.
  • Competitive rates
  • Low monthly payments to fit your budget
  • Fixed and adjustable rates available
 
 

Auto Loans

See yourself in that new car or truck? With low interest rates, cash or trade, it could be a reality.

Land Loans

Loans made on raw land regardless of purpose—re-sale, build or hold.